Three Rules for How to Get the Highest Social Security Benefits:

Social Security provisions are so nuanced and difficult to understand that they are sure to make anyone go mad. That’s why Larry Kotlikoff has three general rules, which if followed, can help maximize Social Security benefits without the headache.

Get The Rundown form PBS’ Larry Kotlikoff:

Rule A: Take Social Security’s really good deal, namely waiting to collect much higher benefits, over somewhat fewer years.

Rule B: Take spousal, survivor, mother/father, and child benefits, which may be available to you based on your current or former spouse’s earnings history.

Rule C: Make sure that following Rule A doesn’t undermine following Rule B and vice versa.

Read on and see why this can lead to higher benefits: http://www.pbs.org/newshour/rundown/2013/03/three-rules-for-how-to-get-the-highest-social-security-benefits.html?type=quicklink

Regards,

Brian

http://www.RaphanLaw.com

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10 Essential Questions to Ask Your Aging Parents

willThis great article comes to you via the blog : A Place for Mom. I recommend my baby boomer friends and clients to read and I have also printed out the article to help some of my elder clients as well.  Here’s a preview of the list. Click the link at the end to get quick explanations for each.

1. Do you have a durable power of attorney?

2. What are your end-of-life wishes?

3. Do you have a will or living trust?

4. Do you have long-term care insurance or another plan in case long-term care is required?

5. Have you made sure that these documents are current?

6. Where can I find these documents if I ever need them?

7. Is someone advising you on financial matters?

8. If you can no longer take care of yourself, have you thought about where you’d prefer living?

9. Do you visit the doctor regularly?

10. Do you feel like you understand why you’re taking the medicines you’ve been prescribed?

10 Essential Questions to Ask Your Aging Parents

If you have any questions feel free to give me a call.

Regards,

Brian

212-268-8200

braphan@RaphanLaw.com